the united edge

compensation program

We recognized the need for a mortgage company unlike any other and designed United Mortgage to create exceptional opportunities for mortgage bankers and all they serve. We want you to love your lifestyle, and financial freedom is part of that. United Mortgage’s unparalleled compensation program goes far beyond the industry standard. From day one, you begin earning a flat commission of 200 bps regardless of loan volume (no commission tiers). As a team member of United Mortgage, you will have access to our full company benefits, including Medical, Dental, Vision, Life, Retirement and Employee Assistance plans.


In addition, the program enables you to earn income not only from your personal commission, but also on a residual basis through the on-boarding of other mortgage bankers. How does it work? You earn a commission of 200 basis points (bps) on all the loans you close, plus 25 basis points on loans closed by mortgage bankers (MB) you refer to United Mortgage. It’s that simple!


Even with our remarkable compensation program, our mortgage rates remain highly competitive. Providing an exceptional experience for all we serve is our priority, and having the best solutions is part of that. See for yourself! Check our rates and loan products here.


residual earnings

With our unparalleled compensation plan, you earn a flat 200 bps regardless of loan volume (no commission tiers). In addition, you can earn income on a residual basis through the referral and on-boarding of other mortgage bankers. With each referral, you earn 25 bps on all the loans they close. No management required and no cap on referrals! You can easily increase your income without increasing your workload.


At United Mortgage, we are passionate about your success. We have a full-service, friendly team to provide the support you need to succeed.

  • In-house operations team to process and close loans on time, every time
  • Marketing department to drive the brand and provide resources for you
  • Experienced, non-producing leadership that is focused on your success
  • Accounting and finance teams
  • IT help desk to support your technical needs

mortgage banker development

At United Mortgage, we take developing our mortgage bankers seriously and we work hard to help you elevate your business to the next level.


To further develop you personally and professionally, United Mortgage will offer courses quarterly both in person or online. Topics will include time management, marketing, lead generation, reducing stress, goal planning and more!


Get inspired. Learn something new. Brush up on your skills. Like Netflix for mortgage bankers, U-Stream will serve up an extensive library of videos you can stream any time over the internet. Choose one of our newest videos or binge watch from one of our popular play lists.

united mortgage networking

Get to know your fellow mortgage bankers through United Mortgage networking events. Soak up tips from other team members at one of our happy hours, or share in your successes and opportunities at a networking lunch. Regardless of the event, you’re bound to develop partnerships and relationships that will help grow your business.


At United Mortgage, our focus is on you and growing your business. As your success advocates, we make it a priority to provide the best technology solutions for you to conveniently and efficiently conduct business.


  • Fully integrated Encompass® LOS with market-leading compliance tools
  • Real-time pricing engine
  • Encompass Loan Officer Connect
  • Coming soon! Web-based


  • Secure borrower document upload portal with electronic signatures
  • Real-time status updates throughout the loan process for all parties involved


Manage your client base and marketing efforts through our comprehensive CRM (Customer Relationship Management), Mortgage Returns by Ellie Mae. Keeping in touch with clients and referral partners has never been easier through your access to a vast library of direct and digital campaigns that are turn-key. Look like the pro you are with our CRM.

  • Hands-free marketing campaigns tailored for prospects, clients, referral partners and past clients
  • Marketing campaigns include a large library of high quality emails, videos, direct mail and more
  • Prospects can be automatically assigned to marketing campaigns based on their individual situation
  • Referral partners and borrowers receive email notifications
  • Borrowers are sent timely, detailed loan analysis, market comparison and recommended action
  • Integrated and automated compliance and security

personalized webpage

As a mortgage banker with United Mortgage, you will benefit from a personalized webpage that includes the following:

  • Personal domain, photo, contact info and customizable biography
  • Cloud-based application process with secure Encompass® integration
  • Mortgage calculator, tools and resources for your clients and referral partners
  • Mobile responsive – viewable on desktops, tablets and smart phones